Last night my very well educated friend was trying to tell me she thinks the rich have a secret investment that is low risk yet super high yield. For instance she says, they invest $5,000 (five thousand dollars) and gain $2,000 per month in income, zero risk. LOL. I gave her a good lecture but she refuses. From the way she responds I feel she wants to hang on and chase that false dream. One thing many people don’t understand is that if you take low risks, you get low gains. If you take high risks you get high gains. Of course you can also get high losses.